The Buyer Experience

Meet in person and create a wishlist

I know you are anxious to look at homes! You will profit greatly from knowing the whole process and what to expect every step of the way. I like to find out your "bonus items" and "must haves" that will make a house the perfect home. Need to move for a job? Want a shorter commute? Getting married? Having a baby? Need to upgrade or downsize? At this stage in the process, I’ll send you notifications about the listings that you’re most likely to be excited about. Be sure to let me know if one (or more) jumps out at you so that I can schedule a viewing. I also go over the current market, current inventory, and how to win in that market. I walk you through strategy for winning in multiple offer scenarios without overpaying, concessions you can request from the seller, financing options, your time frame, etc. Also earnest money required at your price range and conditions to put on your offer to protect your earnest money. Basically what to expect and all methods of mitigating risk. I also understand that it's not always possible to meet in person and we can accomplish what we need to over the phone and/or email as well. I get it - you're busy!

 

 

Time to get in the car...

Now the fun part! Let's look at some amazing homes at your convenience. Thanks to our productive initial consultation we can tour homes that meet your needs and are not a waste of your time. I'll also make sure to inform you about "coming soon" listings and off market properties.

 
 

 

 

Acceptance. Woohoo!

Most escrows last 30 to 45 days. Good lenders shouldn't need longer than that to get your loan cleared to close. We are officially "under contract". Now the real work begins!

 

Don't forget that your lender has a lot of work to do for you!

There are some very cool financing programs out there to fit anyone's situation. Once under contract your lender gets started on the property specific loan. The lender will need some financial info from you so they can process everything. They will order an appraisal (which you as the buyer will pay for - make sure you know the cost in advance), your loan will finish underwriting, and then you get that beautiful "clear to close".

Complications pop up all of the time in this process. Again, please use a good lender. I'm more than happy to recommend lenders who are fantastic at what they do.

 

Bottom Line...

Most of the valuable work comes after your dream home goes under contract. The fact that a buyer agent/broker can show you any available home is awesome, but that's not the primary reason why you hire someone to help during this emotionally charged period of your life. The value of a buyer agent in the modern real estate landscape is absolute - if you are in the market to buy a home and you are only calling on yard signs and on Zillow listings you are doing it wrong. Most of those yard signs are already under contract. Same goes for Zillow - many of the homes that you see there were sold months ago, many others will not show up at all.

Buyer agency is free to buyers. The seller pays the buyers commission. So you can hire a massively experienced Realtor who handles everything for you without paying a dime. So cool!

As you interview agents and brokers make sure they have a process and can clearly articulate what they do to bring you value that goes beyond opening doors and writing a contract. Every transaction is unique but as I mentioned before, I use the same process every single time because it works!

Ready to get started? Just say the word - contact me today.

 

Tracy Reynes

Please let me know how I can help you.